The darker upper chest in normal cockatiels might be related to the way melanin-producing cells migrate in the embryo. They originate in the neural crest (future spinal cord) near the shoulder area and spread throughout the body from there. The upper chest isn't too far from the point of origin so it might get proportionally more melanocytes than some of the more remote areas of the body.
The pied mutation interferes with the migration of these cells, and the further the cells have to travel the more likely it is that they won't reach their destination. If you look at pictures of heavy pied cockatiels, you'll notice that a lot of them have a band of grey across the upper chest, but the rest of their front side is yellow/white.
